Learn more about California's new minimum auto insurance requirements.

HOME PROTECTION PLANS

Affordable protection for appliances and systems not covered by insurance

For Additional Peace Of Mind

You have your home and homeowners insurance, but are you fully covered? What happens when your water heater starts leaking, your furnace malfunctions or your refrigerator breaks down? Replacing or repairing major appliances and systems can be costly and stressful, but it doesn’t have to be. Protect your budget and peace of mind with a home protection plan from our partner, Cinch Home Services6.

Couple dancing in the kitchen
What Are Home Protection Plans?

Fixing a broken-down appliance or taking care of a plumbing or electrical issue can cost you hundreds or thousands of dollars. On top of that, you have to call around to find a repairman. There’s an easier way to manage these situations. A Cinch home protection plan helps protect you from unexpected, budget-busting expenses when you suddenly need to repair or replace a major appliance or system in your home. Plus, you get access to a national network of quality, pre-screened service providers to quickly get your house back up and running smoothly.

A women in the kitchen looking at a broken dishwasher
Why Do I Need a Home Protection Plan?

Your homeowners insurance covers a lot, but it doesn’t cover appliance or system failures caused by normal wear and tear. That’s where a home protection plan comes in. A home protection plan is an excellent complement to your homeowners insurance, covering many major appliances and systems from the mechanical failures that result from daily use. Still unsure if you need a home protection plan? See below for the types of appliances and systems that could be covered in your plan.

What Do Home Protection Plans Cover?

Home protection plans cover the major appliances and systems in your home. Actual coverage will vary based on the plan you select — with various options to choose from so you can get the coverage you need.

How a Home Protection Plan Works

You select a plan based on your needs and budget, and coverage begins 30 days later. If an issue arises, Cinch is available 24/7 online or over the phone to assist you with submitting and servicing your claim.

Cinch’s comprehensive protection includes:

- Fast connection to a pre-screened provider in your area to diagnose and remedy the issue

- Repair or replacement of the covered malfunctioning item2

- Coverage for unknown pre-existing conditions and rust and corrosion — with no inspection2

- 180-day workmanship guarantee on covered repairs

- Discounts on name-brand appliance purchases through Cinch's Appliance Buyline® program

- Homeowners Insurance Deductible Reimbursement – up to $1,000 per year3,5

- Emergency Lodging Reimbursement – up to $1,200 per year4,5

- A/C or refrigerator filter credit worth $25

Compare Home Protection Plans and Costs

There are different plan levels so you can pick the one that best fits your needs and budget. Cinch offers protection plans to cover your complete home, just built-in systems or just appliances. Costs and coverage will vary based on the plan you choose and your location, also sales tax may apply.

Click or call to get an instant quote and find out just how affordable a Cinch home protection plan can be. Get peace of mind and increased protection for your home today.

Additional Insurance Coverages

Wouldn’t it be great to save money insuring your automobile, home, condo, or renters policy with your outdoor vehicles and other assets under one roof? AIS is the insurance specialist who finds affordable coverage for various products. We compare the best rates from our trusted carrier partners, so you know you’re getting the best protection for the best price at no additional charge. 

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By clicking START QUOTE you will leave the AIS website and be taken to a site owned by Cinch Home Services, not Auto Insurance Specialists, LLC (AIS). AIS has no control over the privacy practices of the company mentioned above and assumes no responsibility in connection with the use of their website. Any information provided to them is subject to the privacy policy posted on their website. Coverage is subject to policy terms, conditions, limitations and exclusions of the issuing insurance carrier and is subject to change.

1Optional coverage may be purchased up to 30 days after your effective date. See service agreement terms and conditions. Florida residents: Premier Upgrade Package provides coverage in accordance with Florida Statute §634.346 which helps maintain the compatibility and operating efficiency requirements of the A/C manufacturer.

2See terms, conditions and limitations in the Cinch service agreement. Deductible due at time of service request. Non-covered charges, unit and dollar amount caps may apply. Covered items must be in good working order, with no apparent visual or operational malfunctions, as of your service agreement effective date.

3Reimburses you up to $1,000 when you have to pay a deductible on a covered homeowners insurance claim. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.

4Applies only to Cinch Complete Home Plan or Built-in Systems Plan and reimburses you up to $1,200 if (a) your only cooling or heating system is non-operational for 24 hours or more from the time of the first service visit should there be a delay in acquiring repair parts, or (b) a sudden break in a water pipe results in flooding and the removal of water from the residence by a water removal company is delayed by 24 hours. Only one claim, per member per 12-month period. Additional terms and conditions apply, which will be included in your plan materials you receive after enrollment.

5Benefits are provided by an unaffiliated insurer under an insurance policy issued to Cinch Home Services, Inc., (an affiliate of California Cinch Home Services, Inc., HomeSure Services, Inc., HomeSure of America, Inc. and HomeSure of Virginia, Inc.) with benefits for customers of these affiliates, respectively.

6Home warranty plans are provided and serviced by Cinch Home Services, Inc. and its affiliates (“Cinch”) and Cinch is wholly responsible for their plans. *For CA residents, offered by Auto Insurance Specialists, LLC, CA License # 0524784, and underwritten by California Cinch Home Services, Inc. CA license # 3356-3. Calls to the tollfree number here are directed to Cerida Insurance Services, CA License # 0G80295. In other states, contracts underwritten by affiliates of Cinch Home Services, Inc. Claim administration and management of the plans is by Cinch Home Services, Inc., and services are provided by independent contractors. All protection is subject to plan terms and conditions. Availability may vary by state.

Information you provide to Cinch is subject to its privacy policy and website terms of use, and may be shared with us.